To find a perfect portfolio has always been a dream of every investor. For an inexperienced investor, this task seems almost impossible. Yet finding that perfect "mix" of financial instruments with just the right weight percentages is such a crucial step in determining one's financial future. Which financial instruments to choose? What percentages of them should be used? What kind of portfolio behavior will those decisions bring? Those are the questions that are so hard for inexperienced investors to answer. That is why they mostly turn to financial advisors for help. In majority of cases however, those advisors will take advantage of them by steering them towards mutual funds and other financial instruments that benefit only financial advisors themselves, and not the investors.

​

That is why I became a big supporter of index funds. This website is my way to quickly and easily help investors to use the financial instruments that will benefit them more - i.e. the index funds. My pre-made portfolios are my way of giving them some examples of well-performing portfolios.

​

The first step after making this important decision to become a long-term passive investor in index ETFs is to open a brokerage account and fund it with the amount that you plan to start with. The search for the right broker for you is a very important step, as their conditions may vary, and just to help you start with your research into finding the right one for you, I will list some of them (with links) here:

​

For US investors and everyone else except EU citizens: Interactive Brokers, Vanguard, TD Ameritrade, Fidelity Investments, Charles Schwab, and E*Trade.

​

For EU customers: Interactive Brokers, DeGiro and Trading 212.

 

Due to the changed EU regulations for investors (PRIIPs), EU citizens are no longer able to buy US-domiciled ETFs, but this problem was quickly solved by introducing the EU-domiciled ETFs that have the same performance as US-domiciled ETFs. For this reason I have developed two different "palettes" of portfolios - EU portfolios for EU citizens, and US portfolios for everyone else. To find out more, click one of the buttons below: